Colts: 3 quarterbacks Indy needs to avoid this offseason

MINNEAPOLIS, MN - NOVEMBER 29: Kirk Cousins #8 of the Minnesota Vikings passes the ball in the fourth quarter of the game against the Carolina Panthers at U.S. Bank Stadium on November 29, 2020 in Minneapolis, Minnesota. (Photo by Stephen Maturen/Getty Images)
MINNEAPOLIS, MN - NOVEMBER 29: Kirk Cousins #8 of the Minnesota Vikings passes the ball in the fourth quarter of the game against the Carolina Panthers at U.S. Bank Stadium on November 29, 2020 in Minneapolis, Minnesota. (Photo by Stephen Maturen/Getty Images) /
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Jimmy Garoppolo #10 of the San Francisco 49ers (Photo by Adam Glanzman/Getty Images)
Jimmy Garoppolo #10 of the San Francisco 49ers (Photo by Adam Glanzman/Getty Images) /

2. Jimmy Garoppolo

A trade for 49ers QB Jimmy Garoppolo would be a disaster for the Colts

Just because you have cap space and assets doesn’t mean you unload one (or both!) of them to get your hands on a starting-caliber QB. There are a ton of trade rumors floating around and one of them involves Jimmy Garoppolo, which would cost the Colts both draft assets and big money.

No disrespect to Jimmy G, but he quite literally profiles as a starting-caliber QB with a caretaker’s ceiling. He’s had just one season appearing in more than six games — yup, that was the one in which the 49ers went to the Super Bowl — but San Fran rode its defense to their matchup with Patrick Mahomes and the Kansas City Chiefs.

Garoppolo no doubt still has a high upside as long as he can stay healthy, but again, he’s not a definitive answer. He started just five games (and went 5-0) after being traded to the Bay Area in 2017, then missed 13 games in 2018 due to an ACL tear, then had his run in 2019, and was injured again/benched in 2020. All that for cap hits of $26.4 million and $27 million the next two years? No thanks.

The Colts need a reliable, accurate downfield passer to define their next era of quarterbacking and Garoppolo didn’t even really prove that in his career year. Philip Rivers was able to spread the ball around and ride a skilled defense to the playoffs. The Colts don’t need a younger version of that.